Privacy Policy


FSFM respects your privacy and assures you that any information provided by you to FSFM is protected and will be dealt with according to this Policy. To avail the services offered on the Website, you may have to provide certain information to us. This includes your;

  1. Username
  2. Password
  3. Valid Email address
  4. Name
  5. Gender
  6. Age
  7. Date of Birth
  8. Postal/Contact address

When you visit the Website, certain information may also be automatically collected and stored, including:

  1. The IP address of your computer, browser type and language;
  2. The date and the time during which you accessed the site;
  3. The address of the website which you may have used to link to FSFM;
  4. Your Internet Service Provider;
  5. Details of your browser

When you visit the Website, cookies may be left in your computer. A cookie is a small text file that uniquely identifies your browser. The cookies assigned by the servers of FSFM may be used to personalize your experience on the Website. Additionally, cookies may also be used for authentication, management and security purposes.

Cookies may also be assigned by the advertisers of FSFM when you click on any of the advertisements which may be displayed on Website in which case such cookies are controlled by these advertisers and not FSFM.

When you register your email address with FSFM, you agree to receive email communication from FSFM, entities specifically authorized by FSFM and other users.

FSFM may also use software applications for website traffic analysis and to gather statistics, used for advertising and for determining the efficacy and popularity of the Website, among others.

Information gathered by FSFM is stored securely using several information security applications including firewalls and industry standard encryption. However, security is always relative and FSFM cannot guarantee that its security measures are absolute and cannot be breached.

Also, data transmitted over the Internet is inherently exposed to security risks or threats. For instance, information transmitted via chat or email can be compromised and used by others. Therefore, FSFM cannot guarantee any security for such information and you agree not to hold FSFM liable in the event of a security breach during transmission.

When you register with FSFM, your account is protected by means of login information that includes a username and a password that is known only to you. Therefore, you are responsible for maintaining the confidentiality of your login information including your username and password. If you become aware of or reasonably suspect any breach of security, including compromise of your login information, it is your responsibility to immediately notify FSFM. At no point of time will FSFM be liable for your loss of password or loss of control over your account.

The Website may contain links to other websites. For instance, when you invite your friends or acquaintances to subscribe to the Website, FSFM may use third party websites to import your address book containing the email addresses of such friends and acquaintances to which you can then choose to send invited. You acknowledge and agree to the use of your address book for the said purpose by such third party websites. You also acknowledge that such third party websites are governed by their own privacy policies and FSFM does not exercise any control over them. It is your responsibility to read and understand the privacy policy of such websites when you follow a link outside FSFM.

FSFM may share personally identifiable information with entities authorized by FSFM which may include advertisers and sponsors of FSFM who may, in turn, contact you by electronic mail or otherwise. FSFM conducts periodic analysis and survey of the traffic to the Website for market research and advertising purposes. FSFM reserves the right to share your registration information with FSFM appointed market research and advertising companies or firms from time to time for the said purposes. FSFM may also use cumulative non-personal information for auditing and analysis purposes with the aim of improving its services.

FSFM may share personal information with potential and subsequent business partners if FSFM ever files for bankruptcy or becomes insolvent or is acquired by a third party, merges with a third party, sells all or part of its assets, or transfers substantially all or part of its relevant assets to a third party. Additionally, FSFM may share all data including personally identifiable information if sharing of such information is necessary:

  1. To comply with legal processes or governmental request, or
  2. To enforce the Terms of Use and this Privacy Policy, or
  3. For prevention of fraud, or
  4. For issues involving information security, or
  5. To protect
             a.Your rights;
             b.The rights of FSFM; and
             c.The rights of the general public

FSFM confirms that this Privacy Policy is only a description of its operation regarding user information. This Policy is not intended to and does not create any legal rights in your favour or in the favour of any other person. FSFM reserves the right to change this Policy at any time without giving you prior notice.

When you register with us, your checking the checkbox on the online registration form on the Website, signifies your acceptance of this Privacy Policy. You may, at any time, contact us by email if you wish to

  1. Discontinue use of the Website; or
  2. Change or update your personally identifiable information.


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